# Overview

# Features

- [Virtual cards](/content/app-features#virtual-cards/index.html)  
- [Budgets](/content/features/budgets/index.html)  
- [Bill pay](/content/features/bill-pay/index.html)  
- [Receipt management](/content/app-features#receipt-management/index.html)  
- [Reimbursements](/content/app-features#reimbursements/index.html)  
- [Reconciliation](/content/app-features#reporting-and-reconciliation/index.html)  
- [Integrations](/content/app-features#integrations/index.html)

# Participating banks

- [American Express](/content/pages/american-express/index.html)  
- [Banc of California](/content/get-started/index.html)  
- [BMO](/content/banks/bmo/index.html)  
- [City National Bank](/content/get-started/index.html)  
- [Corpay](/content/get-started/index.html)  
- [HSBC](/content/banks/hsbc/index.html)  
- [PNC](/content/banks/pnc/index.html)  
- [Regions Bank](/content/get-started/index.html)  
- [Silicon Valley Bank](/content/get-started/index.html)  
- [Texas Capital Bank](/content/banks/texas-capital/index.html)

# Extend for

- [Vendor payments](/content/solutions/vendor-payments/index.html)  
- [Virtual employee cards](/content/solutions/employee-cards/index.html)  
- [Expense management](/content/expense-management/index.html)  
- [Tracking spend](/content/solutions/control-spending/index.html)  
- [Reconciliation](/content/solutions/automate-reconciliation/index.html)  
- [Integrated payments](/content/solutions/integrated-payments/index.html)  
- [Custom AI agents](/content/ai-toolkit/index.html)

# By industry

- [Retail & e-commerce](/content/industries/retail-and-ecommerce/index.html)  
- [Legal services](/content/industries/legal-services/index.html)  
- [Construction & manufacturing](/content/industries/construction-and-manufacturing/index.html)  
- [Media & production agencies](/content/industries/media-and-production-agencies/index.html)  
- [Life sciences & medical](/content/industries/life-sciences-and-medical/index.html)

# learn

- [Case studies](/content/resources/case-studies/index.html)  
- [Blog](/content/resources/blog/index.html)  
- [Guides](/content/resources/guides/index.html)  
- [Videos](/content/resources/videos/index.html)  
- [Webinars](/content/resources/webinars/index.html)  
- [Why virtual cards?](/content/resource/the-benefits-of-virtual-credit-cards-for-businesses/index.html)

# helpful links

- [Help center](https://support.paywithextend.com/hc/en-us)  
- [Schedule a demo](/content/get-a-demo/index.html)  
- [API Docs](https://paywithextend.stoplight.io/docs/extend-api/d1215e3bb6d62-extend-api)  
- [FAQs](/content/faqs/index.html)  
- [Trust Center](https://trust.paywithextend.com/)

# Budgets

## How to manage virtual card spending with budgets

Everything you need to know about budgeting with Extend

### Empower your team to send virtual cards with budgets

Budgets allow company cardholders to allocate pre-approved funds to a team, location, project, event, or any other expense category. A budget empowers your team to create and update virtual cards for different expense needs without the tedious approval process.

### Feature availability

The budgets feature is available to select supported banks and organizations on the **Pro** and **Enterprise** plans.

### How it works

1. **Account owner** allocates a budget with set controls  
2. **Account owner (budget owner)** sends the budget to team members  
3. **Team members (budget users)** can create virtual cards with their budget  
4. **Budget owners, budget users, and admins** can see budget activity in real time

### How companies are using Extend

1. **Finance sends marketing a budget**  
Using their existing company card, the head of finance creates a budget in Extend, sets the budget limit, and shares it with the marketing team leaders.

2. **The marketing team gains access to their funds**  
When they receive a budget, the marketing team can create virtual cards for their various expense needs.

3. **Better visibility means smarter decision making**  
With real-time insights on budget spend, the marketing team can make informed decisions.

4. **Finance maintains control and accountability**  
The finance team can oversee all card activity.

### Additional resources

- [Help center](https://support.paywithextend.com/hc/en-us/articles/17646791644183-Budgets)  
- [Getting started guide](/content/guides/budgets/index.html)